TR Cauthen, LLC is your FHA certified appraisal companyTR Cauthen, LLC is SC state certified and on the FHA Roster of approved residential appraisers. TR Cauthen, LLC is certified and approved to do appraisals for FHA insured financial transactions. A portion of the ongoing training our staff at TR Cauthen, LLC undergoes deals precisely with decoding the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is backed by them. The FHA does not loan capital to borrowers, rather, it provides lenders with safety through mortgage insurance in case the borrower defaults on his or her loan obligations. Applicable to all purchasers, FHA loan programs are made to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly useful to those buyers with less accessible starting capital. |